So whenever you move forward to change banks and decide to close an old account you need to be very careful.

You can even do this by sending a personal letter to the bank. Well, this is a simple process but every step you take should be given a lot of consideration in order to protect yourself from overdraft charges and other related problems.  Well, if you have really decided to close a checking account, you need to first stop using your account.

After that, make sure to clear the account completely before you proceed further. You can also take the help of internet and check online to see what transactions are still pending.  After everything has cleared your account, you need to begin with the closure process. If you are informing your old bank about your new account, then you can write them in personal mentioning all the necessary information related with your new account only if asked.

Make sure to write the letter with all your contact details and phone numbers so that the letter of request is accepted without any delays. Moving forward towards some other important things, if you have issued debit cards, your next step will be to cut off all your debit cards.  Finally, within few days you will receive a confirmation letter informing you about the closure of your account with all necessary details.

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