Firstly, you should determine how much money you have in that account because if you are not aware of the amount you have in the account, you run a risk of writing bad check and at the same time you can also suffer a loss of your account as your account may also get closed. This is one of the reasons why you should be aware of this basic information.

Well, beginning with some fundamentals on how to manage a checking account, firstly you should register to record every single transaction and if you are using an ATM, keep all the withdrawal and deposit receipts safely in your checkbook in order to avoid any risk. Secondly, review your checking account statement every month. Go through all the latest and relevant information regarding your account by the help of customer care on telephone, internet or ATM. Know the fees associated with your accounts to avoid any misunderstandings. 

You also need to be aware of how your bank processes checks because some financial institutions process the large checks first whereas some process small checks first, so in case if your first check bounces, all your checks that have been processed the same day will get bounced as well with its own charge. For safety and security, you should use overdraft protection and use direct deposit. These are some of the main things that should be given consideration while balancing a checking account.

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